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Scope Example

Hail Damage Scope Example — Complete Xactimate Line Item Breakdown

A fully-scoped hail damage claim for a 2,800 SF two-story home with a 6/12 pitch roof, one affected siding elevation, and full gutter replacement. See every line item, quantity, and typical range.

Job overview

Home Size
2,800 SF
Roof Squares
28.5 SQ
Roof Pitch
6/12
Stories
2-story

* All prices are representative of national Xactimate averages. Actual pricing varies by market and pricing period.

Roofing scope (RFG)

CodeDescriptionTotal
RFG 180Remove roofing — comp shingles (1 layer)$1,938
RFG 188Haul debris$912
RFG 356Synthetic underlayment$684
RFG 358Ice & water shield$302
RFG 240Arch comp shingles — 30yr$6,983
RFG 226Starter shingles$546
RFG 252Ridge cap$360
RFG 270Drip edge — aluminum$361
RFG 281Step flashing$156
RFG 290Pipe boots (4 total)$208
RFG 310Ridge vent$230
Roofing Subtotal$12,680

Siding scope (SID) — south elevation

CodeDescriptionTotal
SID 160Vinyl siding — double 4" (south elevation)$1,617
SID 180Corner posts — vinyl$168
SID 270Soffit — vinyl vented$756
SID 275Fascia — aluminum wrap$490
Siding Subtotal$3,031

Gutters & downspouts scope

CodeDescriptionTotal
GTR 130Gutters — aluminum 5"$461
GTR 150Downspouts — aluminum$102
GTR 180Gutter guards — remove & replace$528
Gutters Subtotal$1,091

Estimate summary

Roofing (RFG)$12,680
Siding (SID)$3,031
Gutters (GTR)$1,091
Subtotal$16,802
Overhead & Profit (20%)$3,360
Total Estimate$20,162

What adjusters typically miss on this scope

On a job like this, a typical adjuster estimate leaves out $3,000–$5,000 in legitimate scope items.

Starter shingles (RFG 226) — often omitted entirely
Drip edge (RFG 270) — omitted on both eaves and rakes
Synthetic underlayment upgrade (RFG 356) — defaults to felt
Ice & water shield under-measured — eaves only, not valleys
Gutter guards not included despite being damaged
Soffit and fascia scoped as part of siding instead of separate line
Corner posts omitted on siding elevation
O&P not included despite GC coordinating multiple trades

Hail damage scope checklist

Drip edge on all eaves and rakes
Ice & water shield at eaves, valleys, and skylights
Synthetic underlayment (not felt paper)
Starter shingles on all eaves and rakes
Correct shingle grade matching existing material
Steep slope adder if pitch exceeds 6/12
All pipe boots counted and included
Step flashing at all wall intersections
Ridge cap separate from field shingles
Ridge vent included
South and west elevations checked for siding impact marks
All gutter sections evaluated — not just visibly dented
Downspouts checked for denting
Gutter guards replaced if present
Window screens checked for hail impact
A/C condenser fins checked for hail damage
Satellite dishes documented
Skylights checked for cracking or seal damage

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