Xactimate Line Item Search — Roofing, Siding, Drywall & More
Search every major Xactimate category code, find the items insurance adjusters most often miss, and compare your scope against the carrier estimate — all in one place.
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Xactimate Category Reference
Browse by trade. Click any category to expand commonly used codes, scope notes, and the items adjusters most often miss.
Common Line Items
| Code | Description |
|---|---|
| RFG 240 | Roofing — arch comp shingles (30yr) |
| RFG 242 | Roofing — arch comp shingles (40-50yr) |
| RFG 226 | Starter — comp shingles |
| RFG 252 | Ridge cap — comp shingles |
| RFG 180 | Remove roofing — comp shingles (1 layer) |
| RFG 181 | Remove roofing — comp shingles (2 layers) |
| RFG 188 | Haul debris |
| RFG 356 | Synthetic underlayment |
| RFG 358 | Ice & water shield |
| RFG 270 | Drip edge — aluminum |
| RFG 281 | Flashing — step flashing |
| RFG 290 | Pipe flashing — lead or rubber |
| RFG 310 | Ridge vent |
Often Missed
Scope Notes
Roofing Xactimate Line Items: The Complete Guide
Roofing is the most supplemented trade in property insurance claims. The gap between a typical adjuster estimate and a properly scoped roof replacement is often $2,000–$6,000 on a standard residential job — almost entirely from missing or under-priced line items.
The 6 most missed roofing items
Required at all eaves and rakes. Frequently omitted entirely — worth $2.50–$4.50/LF on every eave.
A code requirement in most jurisdictions. Measured on all eaves and rakes. Often completely absent from adjuster estimates.
Local codes define coverage areas — at minimum, eaves and all valleys. Adjusters routinely under-measure or omit.
Code upgrade from felt paper. When existing roof had #15 felt, synthetic is a required code upgrade.
Each penetration is a separate line item. Count from photos — a typical house has 3–6 penetrations.
Any roof over 6/12 gets a steep slope labor adder. Wrong pitch in the sketch = all labor items are under-priced.
Example hail & wind roof scope checklist
Primary scope items
Secondary & supplement items
Why contractor and insurance estimates always differ
The gap between what you scope and what the insurance company approves is almost never random. It comes from a small set of recurring patterns — and once you know them, you can find them on every claim.
Missing code-required items
Drip edge, ice & water shield, and synthetic underlayment are code requirements in most jurisdictions — not optional upgrades. Adjusters frequently omit them, expecting contractors not to notice.
Under-priced codes
Using RFG 220 (3-tab) codes when the roof has architectural shingles, or using the wrong pitch in the sketch, systematically under-prices every labor item in the estimate.
Missing adders and multipliers
Steep slope adders, story height adders, and multi-layer tear-off codes are applied automatically — but only if the correct measurements are entered. Wrong inputs = wrong outputs.
Compare estimates automatically — line by line
Appraisly ingests your estimate and the insurance company's Xactimate scope and surfaces every missing line item, pricing discrepancy, and under-measured quantity — in minutes, not hours. Built for roofers, public adjusters, and restoration contractors.
Frequently asked questions
Common questions about Xactimate line items, category codes, and estimate comparison.