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Xactimate Line Item Reference

Xactimate Line Item Search — Roofing, Siding, Drywall & More

Search every major Xactimate category code, find the items insurance adjusters most often miss, and compare your scope against the carrier estimate — all in one place.

Xactimate Category Reference

Browse by trade. Click any category to expand commonly used codes, scope notes, and the items adjusters most often miss.

Common Line Items

CodeDescription
RFG 240Roofing — arch comp shingles (30yr)
RFG 242Roofing — arch comp shingles (40-50yr)
RFG 226Starter — comp shingles
RFG 252Ridge cap — comp shingles
RFG 180Remove roofing — comp shingles (1 layer)
RFG 181Remove roofing — comp shingles (2 layers)
RFG 188Haul debris
RFG 356Synthetic underlayment
RFG 358Ice & water shield
RFG 270Drip edge — aluminum
RFG 281Flashing — step flashing
RFG 290Pipe flashing — lead or rubber
RFG 310Ridge vent

Often Missed

RFG 226 — Starter shingles
RFG 270 — Drip edge
RFG 358 — Ice & water shield
RFG 356 — Synthetic underlayment upgrade
RFG 290 — Pipe boots (under-counted)

Scope Notes

Any roof over 6/12 requires a steep slope labor adder
Multi-layer tear-off requires a different code than single-layer
Synthetic underlayment is now code-required in most jurisdictions
Pipe boots should always be replaced with a new roof
RFG Category Deep Dive

Roofing Xactimate Line Items: The Complete Guide

Roofing is the most supplemented trade in property insurance claims. The gap between a typical adjuster estimate and a properly scoped roof replacement is often $2,000–$6,000 on a standard residential job — almost entirely from missing or under-priced line items.

The 6 most missed roofing items

1
RFG 226Starter shingles

Required at all eaves and rakes. Frequently omitted entirely — worth $2.50–$4.50/LF on every eave.

2
RFG 270Drip edge

A code requirement in most jurisdictions. Measured on all eaves and rakes. Often completely absent from adjuster estimates.

3
RFG 358Ice & water shield

Local codes define coverage areas — at minimum, eaves and all valleys. Adjusters routinely under-measure or omit.

4
RFG 356Synthetic underlayment

Code upgrade from felt paper. When existing roof had #15 felt, synthetic is a required code upgrade.

5
RFG 290Pipe boots

Each penetration is a separate line item. Count from photos — a typical house has 3–6 penetrations.

6
PITCHSteep slope adder

Any roof over 6/12 gets a steep slope labor adder. Wrong pitch in the sketch = all labor items are under-priced.

Example hail & wind roof scope checklist

Primary scope items

RFG 180 — Tear-off (verify layer count)
RFG 188 — Haul debris
RFG 356 — Synthetic underlayment
RFG 358 — Ice & water shield (eaves + valleys)
RFG 240 — Arch comp shingles (verify grade)
RFG 226 — Starter shingles
RFG 252 — Ridge cap
RFG 270 — Drip edge (all eaves + rakes)

Secondary & supplement items

RFG 281 — Step flashing (all wall intersections)
RFG 290 — Pipe boots (count each penetration)
RFG 310 — Ridge vent
PITCH ADDER — Verify correct pitch is in sketch
STORY ADDER — Verify correct story count
RFG 181 — Multi-layer adder if applicable

Why contractor and insurance estimates always differ

The gap between what you scope and what the insurance company approves is almost never random. It comes from a small set of recurring patterns — and once you know them, you can find them on every claim.

Missing code-required items

Drip edge, ice & water shield, and synthetic underlayment are code requirements in most jurisdictions — not optional upgrades. Adjusters frequently omit them, expecting contractors not to notice.

Under-priced codes

Using RFG 220 (3-tab) codes when the roof has architectural shingles, or using the wrong pitch in the sketch, systematically under-prices every labor item in the estimate.

Missing adders and multipliers

Steep slope adders, story height adders, and multi-layer tear-off codes are applied automatically — but only if the correct measurements are entered. Wrong inputs = wrong outputs.

Appraisly

Compare estimates automatically — line by line

Appraisly ingests your estimate and the insurance company's Xactimate scope and surfaces every missing line item, pricing discrepancy, and under-measured quantity — in minutes, not hours. Built for roofers, public adjusters, and restoration contractors.

Automatic line-item comparison
Missing item detection
Pricing discrepancy flagging
Supplement-ready output

Frequently asked questions

Common questions about Xactimate line items, category codes, and estimate comparison.